5 posts
Most cross-border contractor payments generate no US information return at all, if you can prove where the work happened. The sourcing rule, the W-8BEN line by line, the new $2,000 threshold, and the two edge cases that cause most misfilings.
Four ways money moves across borders, what each one really costs on a $5,000 invoice, and the tax paperwork that decides whether the arrangement holds up. Including what your contractor needs on their end in India, the Philippines, Argentina, Brazil and Nigeria.
On-ramps and off-ramps are different products with different banking behind them. This guide covers the four routes businesses use, the spread that sits inside the quoted rate, and the documents KYB takes weeks to check.
Most products sold as web3 payments are a stablecoin transfer with a dashboard on top, and often the transfer is the part you actually need. This guide separates the flows that move real money today from the ones still waiting on adoption.
In 2025, stablecoins processed an estimated $9 trillion in transaction volume — an 87% increase year-over-year.