10 posts
The IRS's new 1099-DA puts crypto on the same broker-reporting footing as stocks. Here's what it means for businesses that sell, hold, or pay in digital assets — who files, deadlines, and how to reconcile.
Send a wire and correspondent banks screen the beneficiary for you. Send USDT from your own wallet and nobody does. What address screening actually checks, what OFAC strict liability costs, and the decision tree for when a screen comes back bad.
Most cross-border contractor payments generate no US information return at all, if you can prove where the work happened. The sourcing rule, the W-8BEN line by line, the new $2,000 threshold, and the two edge cases that cause most misfilings.
In the US, UK, Germany, France, Poland, Spain and the Netherlands an employer cannot discharge its minimum wage obligation in tokens. Here is the jurisdiction-by-jurisdiction picture, the state-by-state table nobody publishes, and the contractor distinction that decides everything.
Search for a crypto contractor agreement and you will not find one. Here are the six clauses that change when settlement moves onto a blockchain, in drafting language you can copy, plus the invoice fields and rate mechanics that survive an audit.
On-ramps and off-ramps are different products with different banking behind them. This guide covers the four routes businesses use, the spread that sits inside the quoted rate, and the documents KYB takes weeks to check.
Vendors use one label for three unrelated products, which is why buyers end up with a checkout tool when they needed batch payouts. This guide splits the market by category and shows what to test before signing.
Most products sold as web3 payments are a stablecoin transfer with a dashboard on top, and often the transfer is the part you actually need. This guide separates the flows that move real money today from the ones still waiting on adoption.
The question of whether crypto is a security or a commodity has haunted the industry for years. Under the previous SEC leadership, enforcement-by-litigation was the default — companies found out they were non-compliant when they received a lawsuit.
The landscape of stablecoin regulation in the United States is shifting fast. For years, businesses using USDC, USDT, and other dollar-pegged tokens operated in a gray zone — no federal framework, conflicting state rules, and growing uncertainty about what's legal and what's not.